Kubie points out some of the changes that have been occurring in the economics of psychotherapeutic practice. The freudian principle is that the analysand must make a financial sacrifice for his treatment. What are the consequences and the implications with more wives and children in analysis, and the cost being borne by spouses and parents? Health insurance plans paying for treatment and borrowing in order to defer the cost are some of the economic devices which introduce new psychological factors into the threapeutic situation. These methods of payment make it possible for the young adult to obtain treatment early in life, when he needs it and when it can usually do the most good. Yet no one has studied them closely enough to know what the effects may be or how they may vary. Another side of the fee problem is the overcharging for training analyses and supervisory sessions. Kubie points out that the student will tend to bury his rage which will later return and tempt him to overcharge his patients to the degree to which he felt that he had been overcharged during his own training.